Getting the extra storage space you need shouldn’t be a financial headache. We offer straightforward, hassle-free financing and Rent-To-Own (RTO) plans designed to fit your monthly budget and get a premium shed into your backyard fast.

Explore our two primary funding paths below to find the option that best fits your project and financial goals.

Hfs Shed Financing

Sturdi-Built x HFS: Financing Made Simple

Fund Your Whole Shed Addition Project! You dream it, HFS finances it. Our premier financing partnership allows you to secure industry-leading terms with no upfront equity required. Plus, there is no impact on your credit to check your rates.

The Details:

  • Credit Requirement: Minimum 620 credit score

  • Fixed Rates: Starting at 7.99%

  • Terms: Flexible 3 to 10-year terms with NO prepayment penalties

  • Coverage: Up to 120% Financing

  • Fees: One-time 3.99% fee (rolled seamlessly into the loan)

The Process:

  • Apply Online: Click this HFS Application Hyperlink (takes less than 5 mins to apply!)

  • Fast Approval: Preapproval decision in 60 seconds (receive full terms in 24 hours)

  • Direct Funding: Funded directly in 48 hours (cash goes straight to your checking account)

  • Pay Sturdi-Built: Submit your 75% deposit to us using your new funds (100% for built on-site)

  • Sit Back & Relax: Start getting excited while we begin work on your order!

Rent-To-Own For Sheds

Sturdi-Built x RTO National: Rent-To-Own Program

If you are looking for an alternative to traditional personal loans with no credit check, RTO National offers a flexible path to ownership. *Only available for our pre-built sheds (no build on-site)*

Program Highlights:

  • No Credit Check: No credit check or proof of income required & 24/7 instant approval

  • Flexible Terms: month-to-month lease with 24, 36, 48, & 60-month terms available

  • 90-Day Early Buyout: Purchase your building within 90 days of delivery for the base retail price

  • Down Payments: Low or 1-month down (for 36, 48, & 60-month terms)

  • Own It Or Return It: Unit ownership at the end of the term or no penalty for an early turn-in

Questions?

Contact your local Sturdi-Built Sales Lot Manager or email us at [email protected]